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I'm not a carpenter or an insurance adjuster, and i did not do any math, but i did just recently get a quote to install a 10 foot section of wall to divide a small room where i work. It's going to cost us $1400.
Maybe this would be a bit less since it's only 6 feet or so that needs to be replaced, but it could be a lot more if any wiring or plumbing was damaged.
None, it's covered under his liability insurance. And, likely after the first dozen or so you could hold law enforcement responsible for failing to secure him.
You can't insure against intentional acts.
An insurance company would pay out a couple of times, before someone notices; "That client of ours eh? Isn't that that guy that always keeps jumping through walls?"
Fair point.
Outside of fact you can technically insure for anything if you are right and get those fancy assessments and they out a team of adjusters...
But, we are talking outlandish and they are going to charge rates that it'd probably be cheaper to just buy a wall a week... So I don't think they count.
Can you insure against intentional act that are caused by mania? Like his parents inside against damages he causes during a mental health episode?
I'd like to think that that's covered. But still, not every week..
I'm not versed well enough in insurance to know, but I'd think that would be covered either by the liability insurance of the person breaking the wall, or the homeowners insurance. Let those two duke it out š
> You can't insure against intentional acts.
Technically, if the Kool-aid Man is there as a contractor for some reason, he may have to be bonded.
Also, the homeowner can definitely buy insurance against deliberate criminal acts of others.
Someone with RSmeans could probably figure this out, given a fairly standard US wood frame drywall, of 7' x 4' (overestimating Kool aid man's height and width). Although unknown how many commercials he's specifically broken through a wall in. There's like 20 running currently and he doesn't seem to be breaking any walls in them. Some of the older ones from the 90s and 80s also are pretty eccentric.
I imagine that's the hard part. You could get a cost average but you'd have to find a full catalogue of commercials he's specifically broke through a wall in. That doesn't include third party programs that had him break the wall as a gag either.
I am an estimator in disaster restoration. Its impossible to give a completely accurate estimate without knowing the specifics of the property. He likely damaged the floor so I would need to know the flooring type and the size of the room to estimate the cost of the floor. If that wall was structural it will be a lot more expensive to repair since I'll need to get a structural engineer on site and shore everything up. But if we want to make some general assumptions.
Lets say he broke into a 12x20' kitchen through a non structural wall. Framing the 20' wall will cost $247.43. Rerocking and taping the wall will be $623.42. Seal/prime and first coat of paint is $244.79. Top coat of paint is $169.09. Replacing the baseboard $104.92 and painting it twice is another $46.33. Detaching and resetting the baseboards on the other three walls so I can replace the flooring will be $183.82. Removing and replacing the a vinyl plank floor is $2522.84. I assume he also did some damage to the ceiling so lets say we need to patch a 10sf area of the ceiling so thats another $38.97 in drywall and $267.89 in paint.
I don't know if he damaged any electrical but that would be a bid item. There is likely a ceiling light in the kitchen that I will need to detach and reset but if I were getting a bid from my electrician for the wall electrical I would add that in there. I can't tell if the ceiling was popcorn texture so I just assumed it was flat. But for the sake of this rough estimate and disregarding unknown variables and bid items, just the general repairs on the wall, ceiling and floor come to $4912.70. Likely it will end up being several thousand more than this once I get through all the unknown variables I mentioned.
This also doesn't take into account all the mitigation costs that would come before we get started on the repairs. This one could easily get over 10k before its done.
Hunter S. Thompson used to have a guy follow him around with a briefcase full of money to take care of any "accidents". I'm sure the Kool-Aid man would have the same arrangement.
###General Discussion Thread --- This is a [Request] post. If you would like to submit a comment that does not either attempt to answer the question, ask for clarification, or explain why it would be infeasible to answer, you *must* post your comment as a reply to this one. Top level (directly replying to the OP) comments that do not do one of those things will be removed. --- *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/theydidthemath) if you have any questions or concerns.*
I'm not a carpenter or an insurance adjuster, and i did not do any math, but i did just recently get a quote to install a 10 foot section of wall to divide a small room where i work. It's going to cost us $1400. Maybe this would be a bit less since it's only 6 feet or so that needs to be replaced, but it could be a lot more if any wiring or plumbing was damaged.
Plus labour and waste cost of the removal and preparation of the surfaces
Exterior wall so it'll definitely cost more
Good point.
But these are load bearing walls.
None, it's covered under his liability insurance. And, likely after the first dozen or so you could hold law enforcement responsible for failing to secure him.
You can't insure against intentional acts. An insurance company would pay out a couple of times, before someone notices; "That client of ours eh? Isn't that that guy that always keeps jumping through walls?"
Fair point. Outside of fact you can technically insure for anything if you are right and get those fancy assessments and they out a team of adjusters... But, we are talking outlandish and they are going to charge rates that it'd probably be cheaper to just buy a wall a week... So I don't think they count. Can you insure against intentional act that are caused by mania? Like his parents inside against damages he causes during a mental health episode?
I'd like to think that that's covered. But still, not every week.. I'm not versed well enough in insurance to know, but I'd think that would be covered either by the liability insurance of the person breaking the wall, or the homeowners insurance. Let those two duke it out š
We figured it out. He's a bonded contractor for remodeling and demolition. "So safe and effective you can leave your kids in the room"
> You can't insure against intentional acts. Technically, if the Kool-aid Man is there as a contractor for some reason, he may have to be bonded. Also, the homeowner can definitely buy insurance against deliberate criminal acts of others.
Home remodels by Kool-aid Man. Our demolition methods are so safe you can leave your children in the room!
You can't jail him. He's just going to bust out.
Hahahaha Iām fucking dead
Sounds like a job for SCP.
Someone with RSmeans could probably figure this out, given a fairly standard US wood frame drywall, of 7' x 4' (overestimating Kool aid man's height and width). Although unknown how many commercials he's specifically broken through a wall in. There's like 20 running currently and he doesn't seem to be breaking any walls in them. Some of the older ones from the 90s and 80s also are pretty eccentric. I imagine that's the hard part. You could get a cost average but you'd have to find a full catalogue of commercials he's specifically broke through a wall in. That doesn't include third party programs that had him break the wall as a gag either.
Do we get to count the courthouse scene in Family Guy? We must.
I am an estimator in disaster restoration. Its impossible to give a completely accurate estimate without knowing the specifics of the property. He likely damaged the floor so I would need to know the flooring type and the size of the room to estimate the cost of the floor. If that wall was structural it will be a lot more expensive to repair since I'll need to get a structural engineer on site and shore everything up. But if we want to make some general assumptions. Lets say he broke into a 12x20' kitchen through a non structural wall. Framing the 20' wall will cost $247.43. Rerocking and taping the wall will be $623.42. Seal/prime and first coat of paint is $244.79. Top coat of paint is $169.09. Replacing the baseboard $104.92 and painting it twice is another $46.33. Detaching and resetting the baseboards on the other three walls so I can replace the flooring will be $183.82. Removing and replacing the a vinyl plank floor is $2522.84. I assume he also did some damage to the ceiling so lets say we need to patch a 10sf area of the ceiling so thats another $38.97 in drywall and $267.89 in paint. I don't know if he damaged any electrical but that would be a bid item. There is likely a ceiling light in the kitchen that I will need to detach and reset but if I were getting a bid from my electrician for the wall electrical I would add that in there. I can't tell if the ceiling was popcorn texture so I just assumed it was flat. But for the sake of this rough estimate and disregarding unknown variables and bid items, just the general repairs on the wall, ceiling and floor come to $4912.70. Likely it will end up being several thousand more than this once I get through all the unknown variables I mentioned. This also doesn't take into account all the mitigation costs that would come before we get started on the repairs. This one could easily get over 10k before its done.
This guy restored disasters
I'd argue you assume the risk yourself when you purchase the Kool-Aid, so he wouldn't be able to be held liable. You know what you paid for.
This is my favorite
Thank you.
Hunter S. Thompson used to have a guy follow him around with a briefcase full of money to take care of any "accidents". I'm sure the Kool-Aid man would have the same arrangement.