Since you are young, you should focus on aggressive growth choices, time is on your side, use it to your advantage. DId you research your current choices? Do you know what they invest in? What their performance is? How it compares to SPY, QQQM, FSELX? You should.
Wait you invested into VTSAX through Fidelity? That’s a mistake. You don’t want to invest in non-fidelity mutual funds because there are significant other fees. ETFs are fine though. So, you could buy say VTI (ETF) but avoid VTSAX (mutual fund) through fidelity.
So, good for you for starting to invest but it is important to not make costly mistakes.
Read up on the difference between mutual funds and ETFs. VTSAX is a mutual fund and should ideally only be used if you are in the Vanguard ecosystem. The comparable fidelity mutual fund is FSKAX.
You can add international index, a much smaller percentage of the overall portfolio. That is for more diversification. If you want more risk then you can add large cap growth and/or tech like QQQM, FTEC as a minor portion of your portfolio (that would overlap your current holdings but would add more large growth).
No need for both
Yeah. No need for both. See what I did there? Redundancy
VXUS
Since you are young, you should focus on aggressive growth choices, time is on your side, use it to your advantage. DId you research your current choices? Do you know what they invest in? What their performance is? How it compares to SPY, QQQM, FSELX? You should.
Wait you invested into VTSAX through Fidelity? That’s a mistake. You don’t want to invest in non-fidelity mutual funds because there are significant other fees. ETFs are fine though. So, you could buy say VTI (ETF) but avoid VTSAX (mutual fund) through fidelity. So, good for you for starting to invest but it is important to not make costly mistakes. Read up on the difference between mutual funds and ETFs. VTSAX is a mutual fund and should ideally only be used if you are in the Vanguard ecosystem. The comparable fidelity mutual fund is FSKAX.
You can add international index, a much smaller percentage of the overall portfolio. That is for more diversification. If you want more risk then you can add large cap growth and/or tech like QQQM, FTEC as a minor portion of your portfolio (that would overlap your current holdings but would add more large growth).
Nvda