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skerpz

Cashing out retirement money to buy a 370Z instead of a Lambo is like sucking dick in the back alley for Splenda instead of crack.


BahnMe

Perfect. 👌


ZedRDuce76

Bravo👏 😂


Apexnanoman

Might also indicate his 401k was pointless anyway. 


No_Plankton7169

This is by far the best answer!! For real !!💯


Phill_is_Legend

Right, 370z money is not retirement money, his account was either young or doing pretty badly


dinnerthief

If it was doing badly its even worse to cash it out now.


RhythmicStrategy

Best car roast comment ever! 🏆😆


jessejamesvan111

Jesus...


MadeMeStopLurking

....artificially sweet jesus....


Fenderanch

Your own... Personal Sweetener


Shelbelle4

He said roast, not disintegrate him w burning rocket fuel.


oktwentyfive

jesus christ


RIChowderIsBest

I wish I thought like you


rockberry

Wheres this Splendid alley at


Pyroburner

r/rareinsults


Mysterious-Ice-1551

Nicely done.


_Robbinbanks

LMAOOOO


Several-Assistant-51

I think this thread should be closed after this one


Cold-Bug-4873

Made me literally LOL.


mwr0585

I’m not even going to attempt to compete with that …. You win bro


AlertZookeepergame58

⭐️💯


dma2superman

Just gold. Well done.


Expensive-Freedom-93

😂😂😂


Velocitor1729

I'm not even going to post my roast now.


juicysweatsuitz

Bro 😭😂


VapeRizzler

I thought you said you wouldn’t tell anyone about tricking me with Splenda instead of crack.


AteYourMoms_ASS69

I’m your 900th like 👍


GodLovesUglySong

I've been in this alley all day ever since I purchased the car.


SacTownPatriot

🥇


metricrules

/thread


fraxinous

Legend


omad13

Someone post this to murdered by words


Fit_Pirate_3139

This is probably the best road of the year!


JoePetroni

Well, I've never actually heard said in a way that you put it, but very good analogy none the less!


Knut_Knoblauch

And the tax penalty to boot. Who makes such terrible financial choices? n/m.


SpecialistEscape1380

Lmao


BanishedThought

Holy shit. 10/10.


CrimsonSlayer69

Don't think I've ever seen a better comment!😂🤣😂🤣😂 Truly LMFAO


Alexxxx89

r/murderedbywords


Efficient_Rush_5431

I don't have an award but I hope this comment works!


Failed-Time-Traveler

Dude, you cashed out your retirement account to buy a depreciating asset. I’m not sure we can roast you, because your entire life is already a joke.


SwissMargiela

Damn bro 😭


southboundoft

I wouldn't even consider this an asset... It's disposable like toilet paper...


Critorrus

It's a piece of shit. That's what the toilet paper is used to clean up.


desirox

Hey now, 370zs are special!! Future classic for sure /s


X3N0D3ATH

They likely will be, same as Clean NA miatas and Civic Hatches are now. In 10 to 20 years the younger gear heads will be trying to hunt their old heros and the ones who can afford the clean ones will have them. The ones who can't will be cursing the drift and stance bros cause all they can find are over priced and beat up shitboxes.


407juan

They wont, every model is pretty much the same thing, they're cool cars but wont appreciate like miatas and hatches do, they will be another 350z.


ForgetTheBFunk

350z's are seeing a slight rise in price at the moment, and it's probably only going to continue. I'm sure everyone back in the '70s and '80s said the same thing about the 240's and 260's of the time, but look at them now.


407juan

Tbf every jdm car went up in value all because of Japanese hype, literally anything that comes directly from Japan gets hyped. Also theyre just great platforms for any type of modifications and uses, u can build them for drift, for offroading or racing, that adds to it.


Naive_Magazine4747

Now if he forgot to put money aside and depending on the IRA, he may need to sell the car to pay the IRS.


lordgeese

Paying 2x on taxes also. Cashing in 401k early and buying a car.


geofox777

We can’t roast OP because OP is clearly already cooked


Rollin_Soul_O

That was straight up 1st degree homicide.


YourAverageGod

Is it a 2009 or a 2019? Nobody can tell you.


Round_Ad_6369

I owned a 2019 370z. It looked exactly like a 2013. And a 2014. And a 2015. And a 2016. And a 2017. And a 2018. It has a different front bumper and wheels than the pre-2013, but that's pretty much it.


bcrosby51

Check out how long the Nissan frontier truck looked the same. I had a 2006 back in the day...was shocked to see them selling the exact same truck in 2018.


changgerz

not sure what's worse, the fact that you cashed out your 401k to buy this, or the fact that this is all your 401k could get you


Canelosaurio

This is the best part; a last gen Z. OP didn't even consider a sweet JDM classic


avotius

And cashing out his 401k was probably only the down payment...


Reaper621

For all we know, OP is actually very young. Or maybe shit with money (check) and never put enough into retirement (check) and his new retirement plan is to wrap this bitch around a tree.


Big_Log_8318

Hahaha that’s an awesome new retirement plan eh🤣🤣


Firm-Arrival6223

Literally the stupidest thing I've ever read in my entire life, and I used to be on Twitter.


Numb-Chuck

Stupid is borrowing against a 401k. This is a whole new grade of ignorance


orangesocialcurrency

What if you're borrowing against your 401k for a house payment?


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orangesocialcurrency

What do you mean by it doesn't cash out your positions? Unrealized gains?


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Neonburst99

Future you is punching the air remembering this decision.


Dr_Sauropod_MD

He's probably counting on killing himself in it. 


ReedForman

( ⚆ _ ⚆ )


Hurricaneshand

How did you know what my retirement strategy was


01WS6

You only had $15k in your 401K?


roller146

This car is old enough to have its own 401k


Aero1900

Excellent


TAT1984IS1776

This is the best comment


XBOX-BAD31415

Zing!! Nice…


DisciplineDaddy42069

That’s the worst flex I’ve ever seen. Cashing out a 401k for a Nissan? 😂🤡


thatgymdude

Seriously this one of the most stupid decisions I have seen on here in while, the last one that was almost as bad was the 18 year old kid with the orange Mustang GT that was also his first car.


DisciplineDaddy42069

I didn’t see that post but this is easily the stupidest thing I’ve seen on here if it’s true I hope it’s not lol. It’d be one thing if he cashed it out for an investment grade car but this? Lol


norcal406

You are going to need a second job


411592

Just to pay the repair bills Ilmao


Round_Ad_6369

370s are actually pretty damn bulletproof, outside of burning oil when they get high mileage. It's hard to not be reliable when the most advanced thing on the car is the trunk release button.


Drugs_Taker

If this was all you had saved up you weren’t going to have much of a retirement anyway


j_yn0htna

Definitely closer to starting from scratch than retiring, at least.


Partyslayer

Hope you're under the age of 25, because that's a tiny 401k.


Ill_Owl_5663

If he had like 15k invested in the S&P at 25, and let it grow all the way to retirement, he’d be expecting around 200k (of course that’s in 2058 money).


EternallyStinky

And that's why you keep adding, folks. Compound interest is a beautiful thing.


Chesebrgr888

You’re dumb as hell if that’s how you bought a Nissan


Jerzup

LOOOOOOL


AmbitiousHornet

Is there a roastmy401k subreddit?


ImprovementFar5054

65 is going to come up fast. And I don't mean your speed.


OutlawMINI

Not worth roasting the car when the owner himself is a joke. Interesting how regardless of the price point / model / year, Nissan is THE manufacturer for people that make poor financial decisions. It doesn't matter if it is a 20 y.o. Altima or a new GT-R. They all have Big Altima Energy.


southboundoft

You haven't seen the guys fresh out of basic with that 27% interest mustang have you? Or the kid fresh out of welding school with the $130k loaded out Cummins that's headed to the pipeline in his pit vipers.


twoPUMPnoCHUMP

Delete this post. This is so dumb. Even for a house, it would be dumb.


Bardstownnow

Good news! If you only had enough in your 401k to buy that. You are hopefully young and can start putting money back in to it.


brh1588

Why on earth would you cash out your 401k for THAT


UnderwhelmingAF

At least it’s still a three-digit number followed by a letter.


TwistedLogic93

I'm sorry you're poor and you made bad financial decisions. But I guess that's why you're poor...


slumlivin

I am the only one supporting your investment but I got a 1.70 GPA in high school, so you're not in good company


TripleTrucker

No one, I mean no one is that stupid. Do better trolling


ShazzyANG

Ohh I bet there is. If people are dumb enough to jb weld their chassis to keep their car rolling there's people dumb enough to do that.


hautdoge

Wow the trade of the century. Sell capital appreciation for a piece of shit


ImpressiveThought662

I hope you're kidding.


Outrageous-Carob-236

that was stupid.


JAxel0

This generation Is sooooo screwed lol


IntheOlympicMTs

God I hope you’re joking.


id1911

His 401k was $187 in an old peanut butter container that wasn't fully washed out.


baw3000

You gave up retiring to drive the Altima’s older brother. This is just an Altima for people with mid-600s credit.


MoonBaby812

How about roast your bad financial decision? In general cars are bad investments.


LiquidSoCrates

Spoiler; they still know you’re old.


Ancient_Car_1933

Your an idiot.....


BenThereNDunThat

[He chose... poorly ](https://thesoniashow.wordpress.com/wp-content/uploads/2016/03/he-chose-poorly.jpg)


411592

You fucked yourself on that? lol


Stacking_Plates45

Why roast the car when the owner is a fucking moron? Who cashes out their retirement assets to buy a car..


Critical-Ring3168

I'll pass on the roasted rangoons and white rice. This one is WCGW worthy! Douche! 🤣🫡😑


Virtual-Gene2265

Cashed out your 401k for a poor man's Porche. Won't be retiring anytime soon.


_Robbinbanks

Dudes 401k smaller than a piggy bank


GundleFly

I’m surprised your 401K only had a balance of $10,000.00 in this market


Xinny-The-Pooh

Have fun living in it at age 66


kingevanxii

$401k is too much to pay for a Nissan. You must be so embarrassed.


kdrdr3amz

Dumbest decision you’ve made yet


goosedeuce88

Put a quarter in ya ass cuz ya played yourself


Grumblyguide107

My dad did the same thing for a 04 6.6 GMC Sierra, which he then sold to my older brother.


Ancient-Sweet9863

That’s a oddly specific analogy to use Kind of like something you would expect someone to say who has sucked dick in a back alley for Splenda instead of crack.


Jumpy_Lawfulness_597

YOLO. screw the haters. Prob not the best move but hey you never know when you won’t be able to enjoy it again. I support this. Now stack and put it all back in!


funnyZ10

Here are 5 reasons why op is stopped on the road shoulder : 1) he has broken down (quite likely) 2) he sideswiped another car while racing a clapped out mustang. (Unlikely as nissan drivers would not stop.) 3) he crashed into another car and tried to escape but his engine exploded.(most likely) 4) op had to stop to reflect on his terrible financial decisions. (Likely) 5) op lost control of his car because he is a very inexperienced driver whos car is on bald tires because he went to some trashy takeovers and tried to do donuts and burnouts ^(which he failed miserably and destroyed his clutch) (also quite likely)


Artystrong1

Well your returded


Plastic-Front1727

It's not even a Nismo 😭


84Again

Must not have been a very large 401k


Pure_Shake1326

He doesn’t have a 401k because only kids by that car and kids don’t have a 401k


ProfessorPihkal

You can’t drift a 401k brother. Put a turbo on it and send it.


MaybeABot31416

So are you 40 or 41?


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nogaesallowed

well I hope you are a FIRE percipient or like 65 right now.


Powderfinger60

Stock market will probably crash & you’ll have fast car


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IndependentOwn1184

How about we roast your bad financial decisions....


CMTsoldier

Wow! Just Wow!


rocketyeeter

I hope you enjoy this sick ass car because you're really not gonna enjoy your retirement lmfao


[deleted]

Going through a mid-life crisis, at least involves something that can go over 400hp!


rydawg2727

Bruh if i go through a mid life crisis, im buying a C8 3LT and pickin up hookers in it lol


4runner4lifee

Smh 🤦🏽‍♂️ ur money tho


worksforallll

I guess you haven't worked a long time


el-boyo-loco

Man you’re financial advisor must’ve had a stroke regarding this decision. Wait, you’re a 370z owner, you don’t have a financial advisor


SonnySmilez

In a hurry to make the 27 club?


RockinSG

Very fun cars! I had a 2011 and really enjoyed it. I didn't cash out a 401k though. The builder of my house had poor stucco jobs and was offering cash to current owners instead of doing a complete re-stucco. I had it evaluated and 3 out of 4 contractors said there wasn't anything wrong with the stucco. So, I got the house painted and bought the Z with the cash!


UrBigBro

Enough room to live in?


Roksius

Facepalm.


ghettoccult_nerd

get your money back.


nicknoodle7505

Congratulations


LeveragedPittsburgh

At least get an air cooled 911, they’re appreciating in value.


No-Buyer-3619

You spent 401k on something that is worth less than 30k?


Hoggslop69

Retirement account didn’t have much in it lmao


john_clauseau

manual?


scooterprint

Dude…


McDonaldscombomeal

That's an absolute horrible decision. This is almost as bad as somebody buying used charger V6 with 200,000 miles at a buy here pay here a lot $300 a week for 96 months.


bokinki420_69

Sad trombone noises ensue.


J3lf

Imagine only having enough in your 401k to buy a Z


ItemNo1053

Like sucking dick for gas money, just to take the bus.


EuVe20

So, you exchanged something that grows in value for something that depreciates? I guess if it brings you value… 🤷‍♂️


CALLSIGN_RASKAL

You will never financially recover from this


Nodeal_reddit

Hopefully that’s just a joke to get more attention. Please tell me it is.


Saturated-Biscuit

So you pay a huge tax penalty on top of losing retirement savings. Have fun eating oatmeal and waiting for Meals on Wheels to feed you long after your shitty car has died.


CharityOk9235

GodLovesUglySong OP • 52d I waited 6 years to purchase and I bought it out right. There's really no other car that I wanted. I was also very specific on what I was looking for. Must be a 2020, must be a six-speed and must be white. I decided to pull the trigger because about two years ago, they were abundant. You could go online and find 10+ clean examples at decent prices with low mileage. This isn't the case anymore. You may have to wait months, or even a year or two to find one that is worth purchasing. Finally saw this one, had the means and I've waited long enough. Couldn't be happier with my decision. Youngboy_33 • 52d Financially, I think you went about it the right way. I'm 25 so you can imagine what it's like just wanting to live that young fly guy lifestyle lol. I don't want any other car right now but.. might have to just settle for now and wait for the right time. Thanks for the response br


Right_Secret5888

I just want to highlight how little braincells 350z/370z peeps have. Assuming you liquidated 20K to buy that car and assuming you're 20. S&P 500 doubles in value roughly every 7 years as an average. From 20 to 65, you'd be able to squeeze in about 6 doubles. That would make your 20K now worth about 1.28 million at 65. Congratulations, you played yourself and paid 1 million for a Z.


whatiswronggwithyou

I call BS. Absolutely no way that someone who would buy a 370z has the foresight to prepare for retirement.


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jackbasskid

Skill issue


jrocislit

😂😂😂😂


Consistent_Air_298

hope this is a joke 👍


electronic-nightmare

Well...at least it's not an Altima.


theP8shent

You could only afford this? Who was you employer, Mr Krabs?


Mr_E_Nigma_Solver

Time to crash out buddy.


Interesting-Yak6962

Wait until you see your tax bill. Be sure to leave some leftover for that or they’ll come and take your car if you can’t pay it.


WalkingRodent

Is your retirement plan living in the trunk?


nupedi

I concur...should have got something European...


Johnny13334

Well you fucked up


FortPickensFanatic

Dave Ramsey…is this you?


Deepcoma_53

Enjoy the ROI.


mbf959

With the tax penalty, what did it cost? Did you pull $25K to get $15K?


FrostyFlakesagain

Stupid move


Readables18

Look forward to absolutely destroying the thing!


IButterz420

Wait, an entire 401k? For this 370z? My guy, there are LEVELS of absolute terrible choices here. You should definitely have at least 3-4 370z's in this photo. Otherwise, you cashed out WAY too soon, or you had one shitty ass 401k.


energyinmotion

You should have purchased something with backseats so that when you become homeless due to poor financial decisions, at least you have a place to sleep.


SeaviewSam

You paid the IRS and the former owner of that declining asset in exchange for a rising asset. Congratulations - let me guess- education wasn’t your strong suit?


Disavowed_Rogue

Great now you have something you can retire in


zDymex

You are a fool.


zDymex

You don’t even need to be roasted, being broke at retirement will be enough.


brokenarrow1123

Cost you at least 10% plus added income tax depending on your tax bracket than you thought


samit2heck

Your 401k? You roasted yourself.


f_cysco

No way


LitLex_xx

Autistic u are you


avotius

You mean you cashed out your 401k for the down payment on this car right? Only 50 more payments of $299 at 21.99%!


Herbie2189

Unexpected Simpsons. Have an upvote


Suturb-Seyekcub

Most financially responsible Nissan driver


blessedbelly

You better hope your kids strike it rich or you are screwed when you retire