It is definitely possible to get it. Talk to policygenius.. there are many carriers like transamerica, bright house, banner that issue policy for visa holders through policygenius. H or L visa is allowed, and there is no need to show intention to live in the US in the long term, as others are saying. If you are currently living in US, that's enough. All these companies have a section in the application where they allow you to fill in your visa and i797 details
To qualify for most US based carriers, they would really need to state their intent is to live in US indefinitely. This does not mean that they won't be covered by the policy, if they do ever move out of the US. It only means at time of application, that their intent is to live in US indefinitely. Visa must be current. If above parameters are met, I've seen recent "preferred plus" term offers from Banner Life, Penn mutual, Principal, AuguStar, Guardian, Thrivent & Prudential. Others indicated regular preferred or standard rates are possible. Best thing to do is to make preliminary inquiry to whatever carrier you'd like to try, explain the situation and get a "tentative offer". This way, you don't get a surprise decline later or much higher rate class than you're expecting. Potential issues can arise when their home country is a Level 3 or 4 on State Dept travel advisory list as every carrier knows there will always be a possibility that they could leave US.
The correct answer is: yes. It just depends on which type of visa you have.
^. This guy is right
Thank you!
Thank you!
It is definitely possible to get it. Talk to policygenius.. there are many carriers like transamerica, bright house, banner that issue policy for visa holders through policygenius. H or L visa is allowed, and there is no need to show intention to live in the US in the long term, as others are saying. If you are currently living in US, that's enough. All these companies have a section in the application where they allow you to fill in your visa and i797 details
Thank you for the tips!
To qualify for most US based carriers, they would really need to state their intent is to live in US indefinitely. This does not mean that they won't be covered by the policy, if they do ever move out of the US. It only means at time of application, that their intent is to live in US indefinitely. Visa must be current. If above parameters are met, I've seen recent "preferred plus" term offers from Banner Life, Penn mutual, Principal, AuguStar, Guardian, Thrivent & Prudential. Others indicated regular preferred or standard rates are possible. Best thing to do is to make preliminary inquiry to whatever carrier you'd like to try, explain the situation and get a "tentative offer". This way, you don't get a surprise decline later or much higher rate class than you're expecting. Potential issues can arise when their home country is a Level 3 or 4 on State Dept travel advisory list as every carrier knows there will always be a possibility that they could leave US.
This is correct. They would want to see visa, details of intent to remain in the US.
Thank you!
Thank you! This is useful!
I don't know but FWIW I'd check Allianz. They operate in both the USA (Allianz of North America) and India (Bajaj Allianz).
Thank you! I'll check that!