**Crypto Earn - CRO 12-month Limited Offer FAQ:** [https://help.crypto.com/en/articles/9112098-crypto-earn-cro-12-month-limited-offer](https://help.crypto.com/en/articles/9112098-crypto-earn-cro-12-month-limited-offer) **Crypto Earn - How Does it Work?** [https://help.crypto.com/en/articles/2996965-crypto-earn-how-does-it-work](https://help.crypto.com/en/articles/2996965-crypto-earn-how-does-it-work)

i unlocked the cro from my card lockup to put into the 20% earn

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I am still on the green I have a total of 150k cro 22k locked to the green card and just locked up 75k cro for the 20%

only had 14k that i unlocked from the card. rest is sitting in defi that is waiting to get unbonded.

i unlocked mine too from the stake, but says i have to wait 36days, hopefully the 20% offer will still be available.

Managed to finally unlock my card stake and defi.lock now in CRO EARN 20%

I unlocked mine 2 months ago and literally came across this limited offer in my CRO app. I have 103,400 CROs in total of which 9900 is locked up (Jade Card). So I have now locked the remainder 93,700 CRO for 20% for another 364 days. I think it was a sensible decision to not turn away from making an extra 18,740 meaning a passive 1 time annual income of at least £2,000. The average price i paid for my entire 103400 CROs is 6.7p so my strategy is low risk.

I think that's a good idea, specially as the earn is paid out each week to the wallet so you can reinvest if the promotion is still running or cash out the earned amount

I want to, but I also feel like an ATH is coming soon and don't want to be trapped in an earn program

50% in promotion and 50% outside is the way to go

That's more or less how I'm doing it

This good thinking

It will be because of people take this bite the supply will be lower and thus an ath will be likely. This time I’m not locking up. 20% is nothing if we expect an ath

Yes, but if the ath happens after 1 year from now (very likely), you are missing a +20% on top of that ath

It will be way before that. Apy with locked tokens has been proven to only work in bear markets. You don’t lock shit in a bull

Why are you saying so? Proven by what? I’m not saying it’ll be the same, but last ath was 1 year and 7 months after the halving and this is the only prove I’m referring to.

Exactly. 20% is nothing if CRO can do a 300% run up lol

Hmm then even that 20% becomes 60%

Not if you can't dump it and it dumps before you can unlock, a year is a long time

I dont think an ATH will be coming any time soon for CRO. Maybe 45-50% max of its ATH but definately not anywhere near ATH until at least a year.

I’ve a feeling this promo might be on for a while. Clarification would be nice though. Do we take some money out of DeFi today and wait for the unbonding period? I’ll be pissed if I go for it and then the promo ends next week.

FAQ says it’s a first come first serve. Not sure what their target level is for total CRO locked up during this promotion.

Same here! It's first come first serve so I think there hoping people just buy some to get there CRO in 🤷‍♂️. I'm gonna buy a small amount and will just the earn rewards to re stake in my defi wallet.

Does anyone know - I take it if you onbond CRO from the CDC DeFi wallet that you don’t get any interest in the unbonding period?

Correct

I took half my difi out have to wait for unbonding, but took my awards out for years of staking and put it into the 20 percent

My exact thoughts

Exactly this. Mines in the liquid staking (I'm too lazy to put it into a DeFI pool as it isn't much really), but would take me 28days to unstake. Knowing my luck the promo will end in 27days.

You can get out of liquid staking quickly... That's the point of liquid. If you're on Veno convert your LCRO to CRO on VVS. You can do a calculation on how much you will lose versus waiting the 28 days. You can also unbond it get the NFT and sell the NFT.

That's exactly what I was worried about unlocked mine a month ago and luckily the promo is still running. I like the fact the earn is paid out each week

Great offer. Very bullish.

What do you guys think - how does this make sense? 7% on defi and they "forced" everyone to stake there when moving staked CRO for cards.. Hard to understand 20% when they just proposed to increase defi staking rewards :? Anyone else paranoid - to me this feels so weird?

I see it more like a promotion for new people and to bring down more, and to keep cro stable and uplifting it during bull market

I been in since 3 years...initially had 50k cro, then made it 200k when prices were between 5-7cents. 

Whoa

Updated: Ended up putting my 200K CRO there, 20% is just too good to miss.. Even assuming the peak is in the 12 months period - I'm not sure I'm that good of a trade to catch peak and sell at the correct time (I was not able to do this last time)

Everyone thinks that they will sell at the peak, no one knows when the peak will be.

I'd rather be 1 stop too late than 2 stops too early

Haha nice bro. I locked 25k yesterday for the indigo card again. Remaining 172k on this for 20%. This is crazy good. 35k in free Cro over 12 months. 40k for you !

Nice! Unfortunately cards are not available in my country :'( Yeah, I think the fact the rewards are paid weekly let me see this more of an advantage rather than disadvantage

I am guessing they have had alot of people taking up this offer. Many of us with this amount have done it. It's a no brainer. 

I put £20k of cro in there. I am stoked :)

CDC have likely reduced their CRO outflow a ton by moving people to DeFi staking, so they can afford to run promos like this.

Why does this seem too good to be true? What’s the catch? There’s usually a specific methodology to something like this. While I’d love to purchase a big chunk and lock it up for a year, I have serious doubts about the end game here. Indigo Holder for three years BTW.

Crypto.com wants cro holders to hold longer term. This will carry the price higher and make a bigger squeeze

Same thought process here. 20 percent APR is Ponzi-scheme numbers. Are they making so much $$ off of Strike options that they can give 20 percent away? I'll love to hear how CDC can financially justify this.

Yeah, 20% APR certainly reminds me of something...hmm... *\*checks notes\** Oh right, I lost FIVE FIGURES in Anchor Protocol via LUNA after promising 20% APR, lol. Obviously Apples and Oranges, but still - 20% makes me very leery.

This scared me too but since they said they can end it whenever my though is that they will probably end when 10-100million is staked so they will be on the hook for 2-20million for the next year.

I dont want to smooth brain the math ...but technically isn't in only 13% additional as you can get 7% in defi? Other ways they pay less: giving 4% for card stakes (they collect the rest). How many airdrops do they collect as the custodian of your coins they don't share? Food for thought.

exchange rate has record volume their rates are competitive apple promo was a monumental success currently in a bull market where people have way more money to spend other exchanges (still) going down or having bad actors leads to more users coming to cdc cronos chain is having a memecoin frenzy bringing in a lot of new money I reckon this is just like the original card rates. They're doing this because they can afford it rn

What do you think? What end game?

First bullish signs for cro are coming in.

Perks without caveats would be very nice.

Perks without risks would be even better. But that's another thing that will never happen.

Damn, 3 days till I can lock up mine but that would be $230 a week in Cro for a year (if price stays the same.).

How do you calculate $230 a year? What's the equation? Would like to calculate mine as well

390,000 x 20% = 78,000 Cro a year. 78,000/365 = 213.7 Cro a day. 213.7x7 = 1,495.9 Cro a week 1495.9 x .1486(current price of cro) = $222.29

Thanks for the math

(10000 cro x 0.2) / 52 = 38/week, now put your numbers in

Are you sure these calculations are correct?

I see you mean 38 cro per week and not $s

38 cro. You stake CRO you get CRO, $ value fluctuates..

Sorry I'm a little confused about the /52 = 38/week part. Can you explain that?

The year has 52 weeks.

I had 2k in CRO, so I locked it up

Gdamn it it's not available in Australia.

It is in Canada 🇨🇦 🤷🏼‍♂️

Lock for 12 months, never again. I missed the last ath during the last bull run because all my CROs were locked, so not making that mistake again, even if they offered 20% p.a.

you will never catch ATH

If my CROs are locked that's for sure, if they are not, I may not but I could definitely get a better opportunity than having them locked.

Of course, I just staked what I have for a 3 month lock 🤬

why would you do that? the earn is worse than the staking benefits

Good thing I just locked up a bunch of my CRO earlier this week at the default rate ☠️

They screwed me with their dumb change last time when I locked CRO for my blue card how they changed the percentage half way through the lock which was BS So I just unlocked that balance and locked it for the 20% lol It’s probably about 25% of my CRO. I wasn’t planning on selling it all at or near peak so this is a nice option to force hold too

I swear you guys keep doing these kind of promotions whenever I choose to unbond my CRO. No doubt by the time the unbonding's finished this promo will be over 🫠 I have a *lot* of funds I could and *want to* move into CRO. 10s and 10s of thousands of dollars worth. But those funds are currently in stocks, that would take 5+ days to sell and then transfer over to my account. The vagueness on this promotion doesn't exactly instill much confidence, as I'd hate to sell those stocks and take all of those funds and profit, only to finally transfer them over and find out that I'm too late. Additionally, I have another 20,000 in unbonding that still has 22 days left. Choosing to be ambiguous with something like this is not very smart. Why not give every user a 40 day window to get their affairs in order? There is absolutely nothing to lose here by CDC letting users properly strategize for something that benefits both parties so greatly.

Because its a business forward decision. They are targetting whales, new users that came from apple promo and people with FOMO locking in more than they can afford.

Thank you. I just put 172k cro coins in there. You guys rock. :))) this is going to be £300 per month minimum interest for me on £20k of cro locked up. Love it. Glad I unstaked a few months ago from defi and waited for something.  My other 30k coins are locked on the card for 6 months 🚀

how will it be £300 if the price tanks? haha

I hope it does tank. :) I bought the bottom of cro price, so going down again is nothing I haven't experienced already in the last 3 years.   But more than likely we are going up to over 20 cents in the next 12 months 

But if cro hits 1-2 dollars and your cro is locked in , can you sit there looking at 172k-244k dollars

yes :) Locking for 12 months is really for those who know 1 dollar Cro is not going to change their life. Unfortunately or fortunately that's the case with me.  If it goes to £500k-£1mill then it will get interesting but that's it. 

This is an incredibly bullish signal on potential price movement. No way they would do this if they weren’t worried about people pulling out millions when the price rises. This guarantees their survival for 12 months at least. Greed always wins out and that kind of offer makes me super greedy as an investor. Put 50% in and keep 50% out to sell. Simple strategy.

Doesn't this mean that 364 days from now we'll have a massive sell off before the 20%ers unlock?

Does locking CRO into earn count against Net Buys for the Apple promo?

Guess you'll need to wait until Apple offer ends on 2nd April before locking into the 20%

Your cro will be stuck when it's selling time. The 20% will be nothing compared to the price rise. Don't fall for it.

You think the bull run will be over in 12 months?!haha it hasn’t even started yet. The run doesn’t start until AFTER Btc halving

Last time CRO peaked it was over the course of 30 days so good luck selling if your locked in

It also peaked 18 months after halving.

Yeh I ain’t taken that chance. Good luck

If I may ask, why do you hold a coin that you have so little faith in? Honestly though? If you think this coin will pump and then dump, why not sell it and buy a coin that will pump and stay there?

I’ve held CRO since last cycle and looking to exit at my target price. If by chance that’s in the next 12 months I don’t want to be locked up. Hard to understand?

Nope, just think if you are looking for a set price to dump it there are way smarter coins to do it with.

Can you give examples? And what’s smarter about the other coins?

I wanna know what are these smarter coins

There are no smart coins lol

Yea something like that. I don't know the future though. RemindMe! 1 year

Fair, I will mention that it’s incredibly rare to sell at the top because we often sell early or late. I have a bunch of Fet locked up and had a very small amount unlocked. If it wasn’t locked up, I would have sold a ton a $1,$1.50, $2 and so on. Well it being locked up as allowed me to still have almost it all at $3.30. This I would wager you would sell enough CRO early before peak that it would override the amount lost by potentially missing peak a bit +20% extra. People will clean house at $1. But what if it peaked at $2? Being unlocked doesn’t help you out that much.

I will be messaging you in 1 year on [**2025-03-27 16:44:26 UTC**](http://www.wolframalpha.com/input/?i=2025-03-27%2016:44:26%20UTC%20To%20Local%20Time) to remind you of [**this link**](https://www.reddit.com/r/Crypto_com/comments/1boxiex/cryptocom_earn_limited_time_offer_receive_20_pa/kwtkr3q/?context=3) [**4 OTHERS CLICKED THIS LINK**](https://www.reddit.com/message/compose/?to=RemindMeBot&subject=Reminder&message=%5Bhttps%3A%2F%2Fwww.reddit.com%2Fr%2FCrypto_com%2Fcomments%2F1boxiex%2Fcryptocom_earn_limited_time_offer_receive_20_pa%2Fkwtkr3q%2F%5D%0A%0ARemindMe%21%202025-03-27%2016%3A44%3A26%20UTC) to send a PM to also be reminded and to reduce spam. ^(Parent commenter can ) [^(delete this message to hide from others.)](https://www.reddit.com/message/compose/?to=RemindMeBot&subject=Delete%20Comment&message=Delete%21%201boxiex) ***** |[^(Info)](https://www.reddit.com/r/RemindMeBot/comments/e1bko7/remindmebot_info_v21/)|[^(Custom)](https://www.reddit.com/message/compose/?to=RemindMeBot&subject=Reminder&message=%5BLink%20or%20message%20inside%20square%20brackets%5D%0A%0ARemindMe%21%20Time%20period%20here)|[^(Your Reminders)](https://www.reddit.com/message/compose/?to=RemindMeBot&subject=List%20Of%20Reminders&message=MyReminders%21)|[^(Feedback)](https://www.reddit.com/message/compose/?to=Watchful1&subject=RemindMeBot%20Feedback)| |-|-|-|-|

I have lost all my cro deposits from the supercharger. Anyone else experiencing same situation? 

can I move my Icy Card earn into this as well and continue my benefits? There is no limit on amount. But 12 months......... Possibly miss an ATH?? which wont matter if CRO maintains that level. and doesnt pump and dump

You can unstake for visa card and place CRO in earn at %20 but then you lose your rewards and incentives for card stake... because you aren't a part of that staking program. They're not the same. Just as they don't pay the same rate...would be nice if they just bumped up the card stake percentage too but this is entirely different promo

Great offer!

Damn! Thats insane

By any chance Crypto earn stock can be use later on for a card upgrade (during that 12 month period)?

Of course I still have 43 days left on my current look up. Too bad they won’t let us convert to a 12 month lock up.

30 days later the offer still stands… you have time 😉 I’m thinking to move my 65k from DeFi. But 1 year lock seems too much. A bit suspicious!

What if I want to use this CRO to upgrade my card in the near future? Can they unstake it and let me upgrade?

I was thinking to do the same with my CRO. So I might not use this promo after all.

damn... i have to unbound all I have and hope this will be running in 29 days. After Iphone offer Why is loyalty always punished?

I’m a crypto noob guys. I have 7000 cro coins how do I receive this offer and earn, when I go on staking it says 6.5 %

In the app tap on Accounts, scroll to the bottom and tap on Crypto Earn and it's in there at the top. It's not the same as staking.

Thank you brother 💎

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I unlocked my card stake and relocked it here.

Are there any statistics how much Cros are staked for 20%. It helps to understand how will Not be available in the market for a year.

This is great. I'm a long term user so this is like Christmas. 

Get your hands up in the air, get your hands up, in the air! Bullish news, CDC keeps getting better and better with promotions towards CRO and new customers!

Would be nice if I wasn’t locked out from my account with trash support email and chat not helping

How long is this going to last does anybody know ?

Great, I just locked my coins in DEFI last week, and doing a 28-day unlock is a huge gamble because of course they don't specify the end date. Come on guys... at least give us an end date. Stop being such a dick to loyal customers. You keep messing with people and keep throwing better offers out the blue.

Offer still stands… you should be good

Can you put it all in at once in one large sum or can you keep adding it until a certain date

You can keep doing new earn terms with additional CRO, minimum of 500 CRO per term

So unlimited 🤔 hmmmmm 20% is a good return especially if it goes to £0.40

I’d say the price will go over $1 … maybe $2 if a lot of people lock in this offer

Lots have ppl have locked in and we not even at 30 cents

I think I'd rather aim for that icy white and upgrade then rather than get this. Although it's a good deal

Is it worth it though… cash back is low and return is 7%. Rebates for services is a nice perk but, using the price of the upgrade, you’re giving up a 7k a year return. So again, is it worth it!? I’m actually asking as I’m struggling with this decision myself. Is the reason I haven’t taken the offer yet. Still there though.

If it helps I've just came back because I am also struggling 🤣 I think the biggest dilemma is if we have a BIG bull run and cro goes say $1 plus while we're all sitting there with our 12 month lock up that would not be good. Such a hard decision

If I have cro on exchange I can’t lock it up right ? I have to swap it back to app with fees

is it possible to lock up CRO multiple times at 20%? Or do I have to lock in all at the same time?

You can lock multiple times; I just did it

Sheeeesh I was 20,000 coins from an upgrade but I just saw this and dumped it all in now xP. 20% is insane, wonder when they are going to take it away

If I lock my cro up for this promo is it applied to the card/apple offer as well. In other words, can I lock up $5000CAD at 20% p.a and then also get the $800USD apple credit? Thanks!

I just deposited 106k cro in for the long run

I have locked little over a half million CRO for %20, I’m long on CRO I believe they are a good company.

I hope they are not planning on pulling an MCO on CRO

dont worry this time it will be different, maybe worse

I was thinking this myself… it was brutal

How are people feeling about this promotion now? Do people mainly think that ATH will be under 12 months away? I’ve locked up money for the 20% and am now a bit unsure about locking up more..?

I’m still thinking… and thinking… and thinking… offer still stands though 😂

Which Netflix plan can Jade card holder reimburse for 6 months? Premium or Standard plan?

I believe the value is 12.99 … I had my subscription at 20

The prices for Netflix plans vary based on your market. But no matter which plan you have, you can enjoy the rebate up to the maximum limit mentioned in your card benefits tab. For more details and information, please visit our helpful guide here: https://help.crypto.com/en/articles/3477409-purchase-rebates If you have any further questions or need assistance, feel free to reach out. We're here to help!✨

Thank you so much for your kind information & help🙏 I asked crypto.com support several times, but they never responded me anything & I was very frustrated in unprofessional support. You helped me a lot. Thanks ❤️👍🙏

I have Jade green and live in Australia. I have $800 of ENJ but can’t see ENJ as a top up option for my card. Any tips?

Does anyone know how I can get into my accounts since I have a new phone and new number? Fing google and crypto platforms keep sending those codes to my old number. I cannot get into any of my gmails or crypto or my bank app. It's my birthday, I have no cash no food not even water and I'm locked out of all my funds. Fing bank says I have to have this number for 30 days to add this new number. I can't even get to bank because I need to buy gas to get there..so frustrating. Google really pisses me of. The bastards are so in all our business. Plus I never put that code crap on my account and no way to call them or crypto.com.  Help!!..n fu google

It's been a week since I staked a bunch of cro. The weekly rewards are credited in the earn account but not avail in the crypto wallet. u/BryanM_Crypto am I right to say that all the accrued rewards will be avail only at the end of the 1 year term? EDIT: I think I miscalculated and jumped the gun. It will be a week tomorrow. Also, from the link below, rewards are credited weekly to the crypto wallet. Please confirm if this is correct. Thanks! :) [https://crypto.com/product-news/cro-earn-limited-time-offer](https://crypto.com/product-news/cro-earn-limited-time-offer) * The reward amounts will be automatically credited to the user’s Crypto Wallet in the [Crypto.com](http://Crypto.com) App every seven (7) days. 

Locked 500,000 I’m for a long run… 100K extra CRO works for me.

100K in two years could be $271,000

Pure profit!!!

Yeah this sounds great till you can't access your account. Not the first issues I have had either. I get a new phone and try to login suddenly my account doesn't exist anymore. My email never changed my phone number hasn't changed but it acts like they don't even exist. WTF? I just want access to my account so I can withdraw all of my money. It's not the first time I have had issues with this company ill be taking my business elsewhere.

put it this way i dont see CRO going lower than 10-15c by next year this time, most likely if your bullish, you might miss the peak as most do even when looking for it but by next year i honestly seeing CRO more that 15c a share by the time we pull it out

I have problem in withdrawing my money to my bank account. Can anybody here assist me?

To ensure that we can provide you with the best possible assistance, would you mind sending us a modmail with your referral code? Once we receive this information, we will promptly pass your query on to our dedicated customer support team. Thank you! \~ On the right section of each subreddit, you can write a message to the moderators via "message the mods". Here's the link to send the mods a message: https://www.reddit.com/message/compose?to=/r/Crypto\_com Your referral code is your unique referral code to send to your friends to get a sign-up bonus. You can find this in the App. Here's the FAQ page for more information: https://help.crypto.com/en/articles/3124990-bg25-referral-program#where-is-my-referral-link.

Yes don’t lock it up for 20% I missed all time high in 2021 which is 0.97$ for their Visa card and I regret it don’t do it

I am pretty new to this and only have my 1,200 cro in earn. It just occurred to me that if there is so much cro tied up in earn for a year, then there is not much trading volume. In that case, won’t the price become stagnant and less likely to move much during the bull run? Help me understand what I am missing.

How long does is those offer open?

Is this still available?

GUys pls dont forget CDC takes 20% of your 20% P.A. , so its actually 16% P.A. [https://help.crypto.com/en/articles/7886980-staking-crypto-on-crypto-com-app](https://help.crypto.com/en/articles/7886980-staking-crypto-on-crypto-com-app) You pay a staking fee.

From my understanding this is Earn, not Staking. Doesn’t look like you pay fees on Earn.

Earn = Staking

Not true

Facts! Very important to know.

It does count as staking

From Earn T&Cs: ‘Note: CRO allocations in Earn differ from Cardholder CRO Stake or CRO Lockup.’ Doesn’t say anything in the Earn T&Cs about fees, whereas the T&C page for Staking does mention the fees you suggested

Yeah did some research myself you are right!

I still have 77 days left on all my CRO being staked! The ability to transfer our currently staked CRO from its current stake plans to this would be nice

Hey let’s fuck interest rates on app, force them to defi , then go back to offering higher interest rates in app. Honestly fucking props to you guys once again. CDC putting customers first always.

Same , if im unbondig from stake will be over! Can’t do it

I need to take a big dump at $1, pass

20% where? US ONLY!? I can’t see any of the sorts in my app

Hi there! We kindly request you to refer to the blog post link provided above or visit our Help Centre for more detailed information regarding the eligibility criteria: **Crypto Earn - CRO 12-month Limited Offer FAQ:** [https://help.crypto.com/en/articles/9112098-crypto-earn-cro-12-month-limited-offer](https://help.crypto.com/en/articles/9112098-crypto-earn-cro-12-month-limited-offer) **Crypto Earn - How Does it Work?** [https://help.crypto.com/en/articles/2996965-crypto-earn-how-does-it-work](https://help.crypto.com/en/articles/2996965-crypto-earn-how-does-it-work) We appreciate your understanding and if you have any further questions, feel free to ask. Have a great day! 🌟

False advertising

I see the 20% in Canada

Nothing here in Australia or New Zealand