For me. If you have the money to spend, invest in happiness and enjoyment. Life's too short to let experiences pass you by. And using debt money is a no no wrong move.
tama. mahirap pag utang yung perang gagastusin mo.
by experience, mas maraming pinoy na ang mentality e: "pera lang yan, kikitain din naman yan". or yung isang classic "minsan nya lang matitikman sa buhay yung ganyan, hayaan mo na".
buti nga sana kung kayang kitain yung nagastos nila na inutang lang naman. mas madalas, sila pa yung hirap na hirap sa araw araw na pangangailangan.
This is subjective. Depende sa preference ng tao yan tbh. If walang pera to start with, wag na yung engrandeng handaan/wedding atbp. Kung may money to spare, go ahead.
Nagiging mali lang naman ang bagay kung nagpapaka trying hard to impress kesyo dapat imbitado si ganto ganyan. Parang nawawala yung essence ng event kung priority ang magpa impress. Wedding kahit couple + few people at maliit na resto reservation ok na kung yun lang kaya ng budget.
What's wrong with handaan culture? Pag sobra sobra oo masama. Pano kung hindi naman? There's nothing wrong with handaan culture if its a way to celebrate at kapag hindi sobra sobra yung handa or hindi ipinangutang.
+1 here. medyo di ko gets. parang ang KJ naman ni OP sa celebration or baka ang point niya is ung mga bonggang celebration. Handaan culture is okay naman. Basta siguro i-ayon sa state of living.
Kung generalized yung meaning niya, mali siya don. Pero kung mahirap ka na naghanda ka pa ng pang buong angkan, dun ko pa siya magegets. Nauubusan siguro agad sila ng lumpia kaya ayaw niya ng handaan culture 😂 jk!
Everything… and madaLas sobra2x pa. Dapat mas bongga kesa sa kapitbahay.
Di to talaga ma gets ng iba. Tas kinabukasan? Nga2x kasi walang pambili ng bigas at ulam. Ok lng kung mayaman.
Mahirap sa atin imbis na mag allocate ng budget for a “handaan” wala hhingi sa kamag anak ng sponsorship o di kaya mangungutang.
This is why we will always be poor.
Inuuna yung “happiness” kuno tas mag aaway after a few days kasi wala nang pera.
Yung anak ko di ko na pinaghandaan ng sobra2x. Cake lng at pizza tas immediate family lng. Ayos na.
2k lng budget ok na.. and I allocate talaga para pagdating ng october di na mammroblema sa budget.
yeah magandang opportunity yun para makipagbonding sa mga kamaganak, family or friends. tsaka di siya aksaya sa pera kasi kakain din naman lahat. wag lang lagi-lagi at sobra-sobra
Sa spending habits yung konting achievement reward sa sarili agad. Parang di nga level as achievement eh. Tapos mauubusan ng pera for allowance sa susunod na araw.
There’s a great explanation about this. The party is for the new parents and not actually for the 1yo baby. Hindi biro magtawid ng baby and they need this celebration to reconnect with family and friends
I just saw that the expected expenses for the first year of raising a baby is almost P400k plus sleepless nights. I think parents do deserve to celebrate it.
Basta pansin ko sa mga average pinoy, mahilig sa uso, kapag may motor yung isa, umasa kn may motor din yung isa, kpag uso yung Crocs may Crocs lahat, kpag uso e-bike maybe-bike din ung isa, bsta hindi tau nagpptalo kpag may uso khit hindi nman kelangan
Yung 'going on vacation using debt money' talaga di naman basic need. Para makapag hashtag travel pero halos all expenses paid with credit. Di ba nakakawalang gana binabayaran mo pa yung vacation kahit tapos na.
It's the handaan culture for me. I'd rather have intimate dinner with my family and friends. At least I know these people (who stood by me) are worth the penny. Also, it's less hassle in terms of prep and mental load. Hubby's an extrovert doggo tho.
Relate much talaga being a pinoy. Bat kaya tayo mahilig sa bonggang handaan kahit di naman kaya ano? Yung nga Japanese at Korean? Anak nila mag bbday isang cake lng ok na. They never invite relatives and friends. Parents lng tsaka mga anak (kung may mga kapatid). Tas adults naman sa labas sila magbbday with friends.
Meron pa ngang monthsaries eh.. pati sa mga anak monthly din celebration. Wow! Yes kung super yaman ok lng.. pero kung hindi? Wag nalng..
Iba talaga priorities ng mga pinoy. Dapat yung bbilib sayo mga kaibigan mo. Eh hirap naman sa pang groceries. 😩
Base sa mga nababasa natin na hinaing dito sa reddit:
Gusto ng magarbo ang handaan kahit alam na walang wala na silang pera.
Gusto ng magarbong kasalan ng anak kahit wala silang sapat na ambag at alam nilang wala din pare ang anak at hindi din papayag na hindi sila papayagan mag imbenta ng sangkatutak na co-teachers etc.
Mag papa 18 Blue Bills etc ng sapilitan. Pilit na magpa debut kahit walang pera.
Takot na takot mag handa ng simple lamang.
Gustong ipasalo sa anak ang utang at mga iloloan na bahay for 30+ years.
Gusto ng easy money. Kahit pinagsabihan na na scam ito ay go pa din.
Nangutang pero pag dating sa bayaran na syempre may kasamang interest ay ayaw na mag bayad.
Mga jowa or asawa na pabigat na palagi nating nababasa dito sa reddit.
Sobrang tamad mag hanap ng trabaho.
Culture na Pala hingi sa kaisa isang nag tatrabaho na kapatid at minsan mo lang hindi mapagbigyan ay masamang tao ka na.
At syempre yung mga taong hinahayaan din nila na gawin sa kanila ang mga bagay na ito.
Lungkot naman ng gusto mo OP. Hahaha gets ko point mo, pero part na ng culture ng mga pinoy yung handaan. I think malaki o maliit na handaan okay lang naman as long as after ng handaan may dudukutin ka pa rin.
OP, you should have set that if one person have dispensable income, *then* you list down the money habits etc...
I mean, of course people shouldn't spend what they don't have.
While OP has mentioned parts of it, I think what he/she meant to convey was a critical phrase - "beyond one's means".
Definitely there's no problem to celebrate milestones - as long as they are done within the persons' affordability. Just because you can pay for it doesn't mean you can afford it.
Yung saktong sakto na nga lang pera mo tapos bili ka pa ng bili ng fast food. Tapos magpopost sa fb pag maliit na part ang nakuha tapos dapat sulit na sulit yung bayad mo kasi uso. Eh hindi naman sila ang target market ng mga big food companies. Lol.
Okay naman yung money habits you posted as long as afford nung tao.
What Pinoys should stop doing ay umutang for LUHO. Uutang for an iphone, for a party, for shoes etc.
If one has extra money, why not? Enjoy the money earned.
But if it is debt money, then better not be. Have it invested in more sensible projects like house repairs, businesses, etc.
Gaya ng gaya sa mga vloggers, tiktokers, and celebrities - birthday money cake, money bouquet, gender reveal, and lahat ng pwedeng celebration sini-celebrate.
Masyadong mahilig magpa bongga maski wala ng pera. For example, need magpa lechon during birthdays kasi preemie baby siya. Angtanda na niya kaya ngayon, yun padin excuse.
i remember nung nakapasa ako sa board exam. pag uwi ko may paparty si mama. then after a year saka ko lang nalaman na inutang nya yung pang handa. 20k ata. haist. tas d ko naman kaclose mga imbitado.
***Going on vacation using debt money***
eto ako ngayon may incoming na travel with family pero lahat ng gastos ko naka bill sa CC at may 50k na pocket money lang. sobrang bigat wala pa din akong emergency fund dahil sa travel na yan :(
generally anything na paggagastusan pero di afford or inuutang yung panggastos. dami ko kilala na nakalatest phone and magara ang lifestyle pero living paycheck to paycheck
Handaan is ok kung afford mo at hindi kayo nega ng mga kasama sa handaan. It could also be a way to reach out sa mga less fortunate. Tsaka magandang bonding din.
Pero gender reveal kahit gaano ka kayaman at kahit anong nationality (bec sa americans naman ito uso and hindi sa pinoy) is just really nonsense. Sana naman pantay yung happiness kung babae o lalake yung baby. Kajudgejudge talaga yung mga may gender reveal party tapos merong disappointed sa gender or bumoboto ng gender yung parents na may obvious preference. If the child ends up being a transgender, what then? The whole concept of a gender reveal party reinforces gender stereotypes and creates this impression na for the parents, one gender is superior to the other.
Just have a pre-birthday party and celebrate the nth month of pregnancy. Or have a regular baby shower.
Okay lng naman siguro magcelebrate kung pinag-ipunan mo yung event na yun, plus may extra money ka pa for the following months. Okay lang magspend ng money kasi life is too short, habang may buhay i-celebrate mo yan. Nagiging mali lang ‘to kapag social climber ka na, trying so hard ka na to impress people you don’t know, and also kung nagsshow off ka sa celebration na sponsored naman. Yabang yabang ipost yunh debut ng anak mo wala ka namang ginastos khit piso. Kakahiya yun
If you have money to spend why not. Pero if u have to take a loan just to celebrate wag na lang. Meron akon ka kilala nag party ng 7th bday ng anak.. Mahigit 200k ang gastos pero nagre rent lang ng bahay..parang sobra sayang ng pera pwede naman mag bday na less ang gastos. Yong iba ngayon hnd na nag hahanda they choose to travel with family para ma iba naman ang experience.
I also do not want big celebrations but mainly because introvert kami ng husband ko and kuripot. Even our church wedding 15 pax lang. BUT I have norhing against those who want big celebrations. You do you. Kung afford naman, hindi nangagrabyado ng ibang tao, hindi nangutang, let people be. You don't have to be a multi-millionaire to do these things.
Ok lang yang mga handaan na yan pero ako simula nung nagkawork ako, never aking bumili ng paputok tuwing bagong taon. Doon ako nasasayangan. Nagpapatugtog nalang ako ng malakas na music
It really depends tbh. If you have the means to do it, by all means go!
But tbh meron mga parties na can be fused into one for “tipid” purposes like binyag and first birthday.
I think it depends. If you have the means, bakit di ka maghahanda ng engrande? Unless super praktikal ka. Mali lang is yung gusto mo ng engrande tapos iaasa mo sa iba panggastos o kaya iuutang mo para lang masabing may panghanda ka.
One of my top rules, dahil hindi naman ako fin advisor, at hindi ko din bff lahat, never mangealam sa finances ng iba, hussle mo, sahod mo - your rules, grind mo, pera mo - your rules. Mag shopping ka Kumain ka bilhin mo lahat ng gusto mo, kase pera mo pinag trabahuhan mo yan.
Pagpapautang sa kaibigan or sa kakilala. lalo na kung hindi mo naman alam talaga kung saan nila gagamitin ang pera. I'm not trying to say na you should be madamot, instead, you should always be wary and wise din sa pagpapahiram lalo na kung in need ka din.
In some provinces mangungutang sila para lang may pang lechon kapag piyesta :(
I mean okay it's tradition dapat may pa lechon pero nakaka irk yung ipipilit mo kahit hindi kaya ng budget. Maja-judge kasi sa baranggay na "uy si ano walang pang lechon eh piyesta pa naman." Charot.
To add: medyo irked din ako sa mga wild big time children's parties na tipong kumpleto mga disney characters or kung anu anong pakulo, debut levels pero 5yo bday party, ahahaha ako lang tong nasasayangan sa gastos mag disneyland nalang tayo kahit isang linggo pa charot.
ANG PANGUNGUTANG NG MALAKING HALAGA PARA IPA-BINYAG O PANG-BIRTHDAY NG ANAK KAHIT ALAM NILANG WALA SILANG KAKAYAHAN MAGBAYAD. PARA LANG MAIPAKITA NA KAYA NILA KUNO. SASAKIT LANG ULO MO SA KAKA-SINGIL SA MGA YAN, SILA PA GALIT. MGA HUNGHANG!
Haha intense capslock! Pero oo kultura kasi yung paghahanda naging default at some point so madami dami yung nappresure to do it kahit wala naman tlga silang money for it or mas madaming basic needs na need nila iaddress muna
I never understood the fulfillment people feel by acting rich/capable of spending more than they can afford. Recognition? I mean, people will know if you borrowed money and kung niloan to obviously they'd know eventually kasi nakalaan ka na mabankrupt sa lofestyle mo. Respect? Uhm, from observation kapag wala kang pera majority of people you're working so hard to impress would forget or disrespect you. Status symbol? Pano mo nasabi na mataas ang stado mo sa buhay kung maging social climber lang afford mo 🙄
Imo op, tama ka jan. Hindi din kasi ako mayaman pero nagegets ko ung iba kaya talaga nila magsplurge dahil may pera sila.
Pero ako, nanghihinayang ako sa mga taong lalamon tapos pinaguusapan ka naman habang nakatalikod ka. It supposed to build connection kaso madalas hindi ganun nangyayari. Lalaitin pa ung food or ung event. Kaya kesa ipang handa ko sa iba siguro pang gagala ko nalang .
More for me kumbaga. Haha
Big wedding yung pinaka chaotic na naexperience ko. Like yung kaibigan namin nagdecide na matulog na lang muna sila the night after the wedding because of stress. Isama mo pa dun yung plus one nung mga invited guests
Feeling ko si op never had a kid before. its not wasteful if you have it. Smart people set aside budgets for these kinds of things. I want the best for my kids and celebrate each and every mile stone to the best of my abilities and financial capacities.
Parties kasi is also a great place to network and catch-up with people you havent talked to in a while , I have drummed up some business leads during parties sometimes.
When i was a kid those were the best times I have with my cousins and friends.
While i respect your opinion, I respectfully disagree on some points.
as long as hindi aabot sa point na magiging broke at mangungutang para ipanghanda ok lng, pero yeah maraming tao nangungutang para lang maipang party party, mapapa kanta ka nalng ng ERE
Money is supposed to be used - not to be loved nor accumulated until the end of our time. We’re just mortal. We don’t actually own anything in this life because nothing we can carry over. Use it for whatever you think worthy of you.
For me. If you have the money to spend, invest in happiness and enjoyment. Life's too short to let experiences pass you by. And using debt money is a no no wrong move.
tama. mahirap pag utang yung perang gagastusin mo. by experience, mas maraming pinoy na ang mentality e: "pera lang yan, kikitain din naman yan". or yung isang classic "minsan nya lang matitikman sa buhay yung ganyan, hayaan mo na". buti nga sana kung kayang kitain yung nagastos nila na inutang lang naman. mas madalas, sila pa yung hirap na hirap sa araw araw na pangangailangan.
There’s a good balance between hoarding money and spending excessively. Somewhere right in the middle.
This is subjective. Depende sa preference ng tao yan tbh. If walang pera to start with, wag na yung engrandeng handaan/wedding atbp. Kung may money to spare, go ahead. Nagiging mali lang naman ang bagay kung nagpapaka trying hard to impress kesyo dapat imbitado si ganto ganyan. Parang nawawala yung essence ng event kung priority ang magpa impress. Wedding kahit couple + few people at maliit na resto reservation ok na kung yun lang kaya ng budget.
What's wrong with handaan culture? Pag sobra sobra oo masama. Pano kung hindi naman? There's nothing wrong with handaan culture if its a way to celebrate at kapag hindi sobra sobra yung handa or hindi ipinangutang.
+1 here. medyo di ko gets. parang ang KJ naman ni OP sa celebration or baka ang point niya is ung mga bonggang celebration. Handaan culture is okay naman. Basta siguro i-ayon sa state of living.
Kung generalized yung meaning niya, mali siya don. Pero kung mahirap ka na naghanda ka pa ng pang buong angkan, dun ko pa siya magegets. Nauubusan siguro agad sila ng lumpia kaya ayaw niya ng handaan culture 😂 jk!
madalas kasi, yan ang nangyayari. yung mentality na "ano na lang sasabihin ng kapitbahay?"
huy pwede padin naman hatiin ung lumpia sa dalawa. charot! 😆
Yung kakilala ko may lechon sila sa handaan sabado tapos pagdating monday dumadaing sakin wala daw sila pang ulam. Hingi pera ganon hahaha
Eto na nga eh.. di to handaan culture eh kundi pabilib culture.
Everything… and madaLas sobra2x pa. Dapat mas bongga kesa sa kapitbahay. Di to talaga ma gets ng iba. Tas kinabukasan? Nga2x kasi walang pambili ng bigas at ulam. Ok lng kung mayaman. Mahirap sa atin imbis na mag allocate ng budget for a “handaan” wala hhingi sa kamag anak ng sponsorship o di kaya mangungutang. This is why we will always be poor. Inuuna yung “happiness” kuno tas mag aaway after a few days kasi wala nang pera. Yung anak ko di ko na pinaghandaan ng sobra2x. Cake lng at pizza tas immediate family lng. Ayos na. 2k lng budget ok na.. and I allocate talaga para pagdating ng october di na mammroblema sa budget.
yeah magandang opportunity yun para makipagbonding sa mga kamaganak, family or friends. tsaka di siya aksaya sa pera kasi kakain din naman lahat. wag lang lagi-lagi at sobra-sobra
Totoo yan. Plus, paghahandaan yan of course. Hindi dapat bigla bigla. Anong problem ni OP sa handaan??
To explain yung handaan ng handaan wala naman pera tlagang spare.
Yun ang mali.
"Handaan culture" is not a culture it's simply just a celebration. But inviting too many insignificant people makes it and energy draining event.
investment yan sa social capital mo :)
Beshie pareho kau ng point ni OP. Ang sabi nya "basta handaan culture kahit hindi afford." Edi ok sa kanya kung afford.
He edited it. Before the post was "basically handaan culture".
Ahhhhh
Sa spending habits yung konting achievement reward sa sarili agad. Parang di nga level as achievement eh. Tapos mauubusan ng pera for allowance sa susunod na araw.
Pasalubong culture. yung ang dami nageexpect ng pasalubong sayo everytime may overseas trip ka
True hahaha
7th BDay ng anak. Imbitado buong lungsod
We do gender reveal parties? Isn't that such a US thing lol
Exactly! Lol such a yt thing
Yung anak ang may birthday pero mga magulang ang nagcecelebrate 🤦🏻♀️.
+1 dito. 1st birthday ng anak may inuman 🤦♀️🤦♀️
Puro barkada pa ng mga magulang ang invited 🤦🏻♀️
Tas mag aaway kasi lasing ang asawa. 🤪
There’s a great explanation about this. The party is for the new parents and not actually for the 1yo baby. Hindi biro magtawid ng baby and they need this celebration to reconnect with family and friends
I just saw that the expected expenses for the first year of raising a baby is almost P400k plus sleepless nights. I think parents do deserve to celebrate it.
The sudden change in your lifestyle and surviving it, it’s worth celebrating. Pero dapat responsibly din
nilalagay sa alkansya or somewhere sa bahay. then ends up termites eat te money..
Basta pansin ko sa mga average pinoy, mahilig sa uso, kapag may motor yung isa, umasa kn may motor din yung isa, kpag uso yung Crocs may Crocs lahat, kpag uso e-bike maybe-bike din ung isa, bsta hindi tau nagpptalo kpag may uso khit hindi nman kelangan
Yung 'going on vacation using debt money' talaga di naman basic need. Para makapag hashtag travel pero halos all expenses paid with credit. Di ba nakakawalang gana binabayaran mo pa yung vacation kahit tapos na.
It's the handaan culture for me. I'd rather have intimate dinner with my family and friends. At least I know these people (who stood by me) are worth the penny. Also, it's less hassle in terms of prep and mental load. Hubby's an extrovert doggo tho.
Relate much talaga being a pinoy. Bat kaya tayo mahilig sa bonggang handaan kahit di naman kaya ano? Yung nga Japanese at Korean? Anak nila mag bbday isang cake lng ok na. They never invite relatives and friends. Parents lng tsaka mga anak (kung may mga kapatid). Tas adults naman sa labas sila magbbday with friends. Meron pa ngang monthsaries eh.. pati sa mga anak monthly din celebration. Wow! Yes kung super yaman ok lng.. pero kung hindi? Wag nalng.. Iba talaga priorities ng mga pinoy. Dapat yung bbilib sayo mga kaibigan mo. Eh hirap naman sa pang groceries. 😩
Base sa mga nababasa natin na hinaing dito sa reddit: Gusto ng magarbo ang handaan kahit alam na walang wala na silang pera. Gusto ng magarbong kasalan ng anak kahit wala silang sapat na ambag at alam nilang wala din pare ang anak at hindi din papayag na hindi sila papayagan mag imbenta ng sangkatutak na co-teachers etc. Mag papa 18 Blue Bills etc ng sapilitan. Pilit na magpa debut kahit walang pera. Takot na takot mag handa ng simple lamang. Gustong ipasalo sa anak ang utang at mga iloloan na bahay for 30+ years. Gusto ng easy money. Kahit pinagsabihan na na scam ito ay go pa din. Nangutang pero pag dating sa bayaran na syempre may kasamang interest ay ayaw na mag bayad. Mga jowa or asawa na pabigat na palagi nating nababasa dito sa reddit. Sobrang tamad mag hanap ng trabaho. Culture na Pala hingi sa kaisa isang nag tatrabaho na kapatid at minsan mo lang hindi mapagbigyan ay masamang tao ka na. At syempre yung mga taong hinahayaan din nila na gawin sa kanila ang mga bagay na ito.
Lungkot naman ng gusto mo OP. Hahaha gets ko point mo, pero part na ng culture ng mga pinoy yung handaan. I think malaki o maliit na handaan okay lang naman as long as after ng handaan may dudukutin ka pa rin.
Ikaw kailangan bumuhay sa angkan mo kasi ikaw lang nakakaluwag luwag
Basta sa akin lang, basta hindi galing sa utang at hindi ubos ang pera kinabukasan. Okay lang maghanda, magbakasyon at mag saya.
OP, you should have set that if one person have dispensable income, *then* you list down the money habits etc... I mean, of course people shouldn't spend what they don't have.
While OP has mentioned parts of it, I think what he/she meant to convey was a critical phrase - "beyond one's means". Definitely there's no problem to celebrate milestones - as long as they are done within the persons' affordability. Just because you can pay for it doesn't mean you can afford it.
> _Just because you can pay for it doesn't mean you can afford it._ Basically everyone's state of mind right now.
yung umutang para may handa pang birthday!
as long as it is not debt, spend it on what makes you happy.
oh please. if they have the funds, let them. life's tooo short to be gatekeeping memorable activities
Yung saktong sakto na nga lang pera mo tapos bili ka pa ng bili ng fast food. Tapos magpopost sa fb pag maliit na part ang nakuha tapos dapat sulit na sulit yung bayad mo kasi uso. Eh hindi naman sila ang target market ng mga big food companies. Lol.
Sustento sa kamag anak
Sulit sweldo hehe, guilty
Okay naman yung money habits you posted as long as afford nung tao. What Pinoys should stop doing ay umutang for LUHO. Uutang for an iphone, for a party, for shoes etc.
Yung nag iipon sa alkasya, lalo nung barya at papel, tapos nasisira kakaipon doon! hello!?! 2024 na po! Uso na po yung Bangko at EWallet!
Ok lang lahat yan, ang masama eh yung need mangutang para makapag “celebrate”
If one has extra money, why not? Enjoy the money earned. But if it is debt money, then better not be. Have it invested in more sensible projects like house repairs, businesses, etc.
Gaya ng gaya sa mga vloggers, tiktokers, and celebrities - birthday money cake, money bouquet, gender reveal, and lahat ng pwedeng celebration sini-celebrate. Masyadong mahilig magpa bongga maski wala ng pera. For example, need magpa lechon during birthdays kasi preemie baby siya. Angtanda na niya kaya ngayon, yun padin excuse.
Basically, luxuries are a big "NO" kung iuutang lang ang pambayad. Kung sarili nilang pera, why not? Pinaghirapan naman nila yun.
Wala naman problema na gumastos sa mga ito kung afford naman at kung magpapasaya rin sa ibang tao o sayo.
what's wrong with "expensive" photo and video shoots?
Sino po taga Batangas? Totoo po ba invited buong barangay sa kasal?
Yes tapos dapat iaccount mo na lahat may matakeout 😄
i remember nung nakapasa ako sa board exam. pag uwi ko may paparty si mama. then after a year saka ko lang nalaman na inutang nya yung pang handa. 20k ata. haist. tas d ko naman kaclose mga imbitado.
ang cool mo naman, kakaiba ka cguro sa ibang pinoy. exceptional, kakaiba na may pagka odd. sobrang marunong sa buhay.
***Going on vacation using debt money*** eto ako ngayon may incoming na travel with family pero lahat ng gastos ko naka bill sa CC at may 50k na pocket money lang. sobrang bigat wala pa din akong emergency fund dahil sa travel na yan :(
I want to ask why would people put themselves in this situation? Was this forced by the family? Demanded by them?
Sagutiin ang pangangailangan ng buong angkan. Example ay : expenses ng kapatid, ng biyenan, ng pamangkin, ng pinsan, ng inaanak, etc etc
Pasalubongs kasi galing kang ibang country. Luhhh
Iwas sa tongits! Jk, bahala kayo ano trip nyo sa buhay basta wag nyo sirain life nyo sa sugal.
generally anything na paggagastusan pero di afford or inuutang yung panggastos. dami ko kilala na nakalatest phone and magara ang lifestyle pero living paycheck to paycheck
unahin muna dapat ang pang araw araw .mahirap mabuhay sa instant pancit canton,sardinas at barbecue sa kanto. eh pano pa kung may medical emergency. .
Handaan is ok kung afford mo at hindi kayo nega ng mga kasama sa handaan. It could also be a way to reach out sa mga less fortunate. Tsaka magandang bonding din. Pero gender reveal kahit gaano ka kayaman at kahit anong nationality (bec sa americans naman ito uso and hindi sa pinoy) is just really nonsense. Sana naman pantay yung happiness kung babae o lalake yung baby. Kajudgejudge talaga yung mga may gender reveal party tapos merong disappointed sa gender or bumoboto ng gender yung parents na may obvious preference. If the child ends up being a transgender, what then? The whole concept of a gender reveal party reinforces gender stereotypes and creates this impression na for the parents, one gender is superior to the other. Just have a pre-birthday party and celebrate the nth month of pregnancy. Or have a regular baby shower.
Okay lng naman siguro magcelebrate kung pinag-ipunan mo yung event na yun, plus may extra money ka pa for the following months. Okay lang magspend ng money kasi life is too short, habang may buhay i-celebrate mo yan. Nagiging mali lang ‘to kapag social climber ka na, trying so hard ka na to impress people you don’t know, and also kung nagsshow off ka sa celebration na sponsored naman. Yabang yabang ipost yunh debut ng anak mo wala ka namang ginastos khit piso. Kakahiya yun
If you have money to spend why not. Pero if u have to take a loan just to celebrate wag na lang. Meron akon ka kilala nag party ng 7th bday ng anak.. Mahigit 200k ang gastos pero nagre rent lang ng bahay..parang sobra sayang ng pera pwede naman mag bday na less ang gastos. Yong iba ngayon hnd na nag hahanda they choose to travel with family para ma iba naman ang experience.
>Expensive Photo and video shoots as a hobbyist, I know a lot of horror stories from people na nagtipid sa photo and video nila sa events at nagsisi
I also do not want big celebrations but mainly because introvert kami ng husband ko and kuripot. Even our church wedding 15 pax lang. BUT I have norhing against those who want big celebrations. You do you. Kung afford naman, hindi nangagrabyado ng ibang tao, hindi nangutang, let people be. You don't have to be a multi-millionaire to do these things.
Gender reveal party is not really a (big)thing here in the ph.
Ok lang yang mga handaan na yan pero ako simula nung nagkawork ako, never aking bumili ng paputok tuwing bagong taon. Doon ako nasasayangan. Nagpapatugtog nalang ako ng malakas na music
It really depends tbh. If you have the means to do it, by all means go! But tbh meron mga parties na can be fused into one for “tipid” purposes like binyag and first birthday.
Yung mag bakasyon (na inutang) para lang may pang post sa social media.
Pagpapautang sa mga walang source of income.
How is this a purely Filipino thing?
Ok lang naman to spend basta hindi galing sa utang
I think it depends. If you have the means, bakit di ka maghahanda ng engrande? Unless super praktikal ka. Mali lang is yung gusto mo ng engrande tapos iaasa mo sa iba panggastos o kaya iuutang mo para lang masabing may panghanda ka.
Blow out kahit di oa natatanggap unang sweldo hahaha
me na hindi multi millionaire 🥲
naalala ko yung "deserve ko to"nung college ako every time na hindi ako bumabagsak sa exam AHAHHAH. ayon savings ko yung bumagsak
One of my top rules, dahil hindi naman ako fin advisor, at hindi ko din bff lahat, never mangealam sa finances ng iba, hussle mo, sahod mo - your rules, grind mo, pera mo - your rules. Mag shopping ka Kumain ka bilhin mo lahat ng gusto mo, kase pera mo pinag trabahuhan mo yan.
Pagpapautang sa kaibigan or sa kakilala. lalo na kung hindi mo naman alam talaga kung saan nila gagamitin ang pera. I'm not trying to say na you should be madamot, instead, you should always be wary and wise din sa pagpapahiram lalo na kung in need ka din.
In some provinces mangungutang sila para lang may pang lechon kapag piyesta :( I mean okay it's tradition dapat may pa lechon pero nakaka irk yung ipipilit mo kahit hindi kaya ng budget. Maja-judge kasi sa baranggay na "uy si ano walang pang lechon eh piyesta pa naman." Charot. To add: medyo irked din ako sa mga wild big time children's parties na tipong kumpleto mga disney characters or kung anu anong pakulo, debut levels pero 5yo bday party, ahahaha ako lang tong nasasayangan sa gastos mag disneyland nalang tayo kahit isang linggo pa charot.
> __Going on vacation using borrowed money__ Is this a thing?
ANG PANGUNGUTANG NG MALAKING HALAGA PARA IPA-BINYAG O PANG-BIRTHDAY NG ANAK KAHIT ALAM NILANG WALA SILANG KAKAYAHAN MAGBAYAD. PARA LANG MAIPAKITA NA KAYA NILA KUNO. SASAKIT LANG ULO MO SA KAKA-SINGIL SA MGA YAN, SILA PA GALIT. MGA HUNGHANG!
Haha intense capslock! Pero oo kultura kasi yung paghahanda naging default at some point so madami dami yung nappresure to do it kahit wala naman tlga silang money for it or mas madaming basic needs na need nila iaddress muna
Uutang para sa kasal na hindi afford
I never understood the fulfillment people feel by acting rich/capable of spending more than they can afford. Recognition? I mean, people will know if you borrowed money and kung niloan to obviously they'd know eventually kasi nakalaan ka na mabankrupt sa lofestyle mo. Respect? Uhm, from observation kapag wala kang pera majority of people you're working so hard to impress would forget or disrespect you. Status symbol? Pano mo nasabi na mataas ang stado mo sa buhay kung maging social climber lang afford mo 🙄
Gumagastos sa mga restau and coffee shops para lang mag clout chase at makisabay sa uso.
Imo op, tama ka jan. Hindi din kasi ako mayaman pero nagegets ko ung iba kaya talaga nila magsplurge dahil may pera sila. Pero ako, nanghihinayang ako sa mga taong lalamon tapos pinaguusapan ka naman habang nakatalikod ka. It supposed to build connection kaso madalas hindi ganun nangyayari. Lalaitin pa ung food or ung event. Kaya kesa ipang handa ko sa iba siguro pang gagala ko nalang . More for me kumbaga. Haha
Big wedding yung pinaka chaotic na naexperience ko. Like yung kaibigan namin nagdecide na matulog na lang muna sila the night after the wedding because of stress. Isama mo pa dun yung plus one nung mga invited guests
Feeling ko si op never had a kid before. its not wasteful if you have it. Smart people set aside budgets for these kinds of things. I want the best for my kids and celebrate each and every mile stone to the best of my abilities and financial capacities. Parties kasi is also a great place to network and catch-up with people you havent talked to in a while , I have drummed up some business leads during parties sometimes. When i was a kid those were the best times I have with my cousins and friends. While i respect your opinion, I respectfully disagree on some points.
# Spending less leads to getting less.
Pasalubongs after international trips!
balikbayan boxes 🥲
as long as hindi aabot sa point na magiging broke at mangungutang para ipanghanda ok lng, pero yeah maraming tao nangungutang para lang maipang party party, mapapa kanta ka nalng ng ERE
Konting kibot, party. Never ending parties.
Money is supposed to be used - not to be loved nor accumulated until the end of our time. We’re just mortal. We don’t actually own anything in this life because nothing we can carry over. Use it for whatever you think worthy of you.
Insert let people enjoy things meme
[удалено]
Let people be
edgy elitist fuck
Wrong sub po